XL Insurance - Insurance and Underwriting

XL Insurance is the global brand used by XL Capital’s insurance companies and underwriting divisions offering property, casualty, professional and specialty insurance throughout the world. The company is a leading global provider of insurance and risk engineering services to industrial, commercial and professional services firms.

As solution-oriented underwriters we support our clients with technical expertise, flexibility and responsiveness in approximately 100 countries.

XL Insurance offers the following types of insurance solutions:

Insurance solutions

Property insurance

Leading property insurance cover for complex commercial risks with expert underwriters around the globe including construction, energy and global programmes.

Casualty insurance

Flexible casualty insurance solutions for risk-managed national or multi-national companies including primary and excess, product recall insurance and employer’s liability.

Professional lines

Coverages include directors and officers insurance, professional indemnity and employment practices liability.

Specialty insurance

Specialist insurance solutions for marine and offshore energy, equine, aerospace as well as fine art and specie.

Environmental insurance

Environmental Liability insurance including cover for the European Environmental Liability Directive across a variety of industries. Expertise in pollution liability, clean-up and remediation coverages for factories, land development sites and sale / purchase agreements in property transactions.

Policy issuance, claims management and risk engineering

XL Insurance provides customers with a broad portfolio of products and has a reputation for handling complex risks. We build long-term partnerships with clients and brokers. Our services include:

• Policy issuance – locally admitted policies throughout the world
• Claims management – a sophisticated claims network provides clients with guidance, product line expertise and effective solutions for loss resolution
• Risk engineering – available on a global basis, managed by a technical consultant who works closely with loss prevention specialists and local underwriters

Local knowledge, global reach

XL Insurance’s own global network as well as fronting partners provide brokers and clients access to global expertise and local knowledge in over 100 countries. Product availability varies by jurisdiction.