Bank of America Business Capital Europe - Senior Secured Lending

Located in London, Bank of America Business Capital Europe is a specialised business unit within the Bank of America, providing senior secured lending to meet immediate working capital as well as longer-term debt needs.

EUROPEAN LOAN FACILITIES

Having pioneered asset-based lending in Europe, Bank of America Business Capital delivers financial flexibility for European companies that may not meet traditional bank-lending requirements by tailoring loan facilities based on an analysis of inventory, receivables and other assets in a combination of currencies.

In Europe we are one of the leading asset-based lenders doing pan-European deals outside the UK. with a branch network throughout Europe which we can use to structure asset-based financing solutions.

ASSET-BASED FINANCING

For nearly a century, companies from virtually every industry have turned to Bank of America Business Capital for asset-based financing solutions. As one of the largest asset-based lenders in the world — serving the US, Canada and Europe — we're dedicated to helping middle-market and large corporate borrowers seeking $2 million or more in financing achieve their business goals.

ASSET-BASED LENDING

We are an enduring asset-based lender with a history of fast decisions and creative loan structures offering flexibility and liquidity throughout economic cycles. Our proven track record and commitment to excellence have resulted in lasting relationships and satisfied clients.

Asset-based loans are typically structured as revolving lines of credit secured by accounts receivable and inventory or term loans secured by real estate, machinery and equipment. Loans support growth, mergers and acquisitions, buyouts, recapitalisations, capital expenditures, turnarounds, debtor-in-possession, refinancing and working capital.

LOAN SYNDICATION AND FINANCIAL SOLUTIONS

Our clients also benefit from the broad product offering and loan syndication capabilities of Bank of America, a capability that is unmatched in the asset-based lending industry. As a client, you can leverage a broad array of financial solutions from Bank of America including senior, junior and high yield debt, loan syndications, treasury services, interest rate protection, foreign exchange, mergers and acquisitions advisory, and capital markets products.

As the top US lead arranger of leveraged loans in 2007, Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services.

ONLINE BANKING

The company provides unmatched convenience in the US, serving 57 million consumer and small business relationships with more than 5,700 retail banking offices, more than 19,000 ATMs and award-winning online banking with more than 24 million active users.

SMALL BUSINESS ADMINISTRATION LENDER

Bank of America is the number one overall Small Business Administration (SBA) lender in the US and the number one SBA lender to minority-owned small businesses. The company serves clients in 175 countries and has relationships with 99% of the US Fortune 500 companies and 83% of the Fortune Global 500. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.