Tata Consultancy Services: White Papers

Agility in financial services: white labelling to improve time to market for new products
Monday, February 02, 2015 by Tata Consultancy Services Customer purchasing patterns evolve with the economic climate. The changing dynamics of these patterns drive retailers to deliver additional choice, quality and value. Fast developing...

Certainty with analytics: mitigating credit risk in utilities
Monday, February 02, 2015 by Tata Consultancy Services The utilities industry faces a significant challenge with debt collections. A study conducted in the first half of 2013 revealed that more than five million households in the UK are in debt...

Minimising default loss: an analytics powered risk rating model
Monday, February 02, 2015 by Tata Consultancy Services The recent economic downturn has resulted in a large number of loan and mortgage defaulters. Banks and financial institutions (FIs) need robust rating models for underwriting loans in this...

Quantifying the economic benefits of application scoring for banks and financial institutions
Monday, February 02, 2015 by Tata Consultancy Services Lending institutions use application scoring to decide whether to grant credit to an applicant, determine the ceiling, and price the loan at the time of origination. This expedites...

TCS comprehensive capital analysis and review (CCAR) services
Monday, February 02, 2015 by Tata Consultancy Services CCAR is a mandate set by the Federal Reserve following the recent phase of economic uncertainty under which Bank Holding Companies (BHCs) with over US$10 billion in assets have to review...

TCS Financial Research Services
Monday, February 02, 2015 by Tata Consultancy Services Accurate and timely financial research with in-depth coverage helps banks improve their revenues from brokerage and transaction fees. TCS provides Financial Research Services to assist banks...

Retail CFOs: gearing up for tomorrow
Friday, November 21, 2014 by Tata Consultancy Services The role of a CFO has never been easy. Rapid changes in technology, regulations, and economic downturns are further complicating and reshaping its dimensions. The large amount of data...

A framework to analyse errors for effective business operations
Friday, November 21, 2014 by Tata Consultancy Services Errors in business operations often occur as a result of unintentional failures of transactions, resulting in problems for the business and end-customers as well. While most errors may only...

CFO Imperatives for doing business in emerging economies
Friday, November 21, 2014 by Tata Consultancy Services According to experts in world trade, developing countries will soon account for the majority of global growth and half of the global output. This makes them attractive to investors, both as...

Five principles to consider when consolidating your finance and accounting function
Friday, November 21, 2014 by Tata Consultancy Services Organizations are constantly reevaluating their expenses and finding ways to boost their productivity. They are under pressure to decrease activities that do not enhance value for their...

The new ‘A and B’ of the finance function: analytics and big data
Friday, November 21, 2014 by Tata Consultancy Services Evolution of the finance function from bean counter to business...

Automating the F&A function: eight areas of impact
Friday, November 21, 2014 by Tata Consultancy Services The finance and accounting (F&A) function plays a critical role in not only reducing operational costs of an organization, but also in giving business leaders visibility into the larger...